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A fixed interest rate means your rate stays the same for the life of the loan – so your payment will only change if your taxes or insurance premiums do. Many of our clients opt for 30- or 15-year fixed-rate loans. The Lowest Rate. Adjustable rate mortgages (ARMs) offer our lowest rates. ARMs are a great option if you expect to sell your house.
Mortgage rates continue to nose-dive as 30-year fixed experiences biggest one-week drop in a decade – boosting demand for Treasurys and pushing mortgage rates downward.” With investors stashing money in safe assets such as long-term bonds, the yield on the 10-year treasury tumbled to 2.39 percent -.
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Historical Mortgage Rates: Averages and Trends. – ValuePenguin – Mortgage Rate History: 1971 to Today. Homebuyers who have recently borrowed fixed-rate mortgages have benefited from interest rates at historical lows. After reaching a high of nearly 19% in 1981, mortgage rates have steadily declined and remained in the low single digits.
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