Your Most Trusted Mortgage Lender In Addison, Texas

 

Can I get a home loan in Addison?

Oh yes! Why not? Is there any hurdle that seems to be preventing you from getting one? There are different types of home loans offered by our company in Addison and we are pretty sure they meet the desires of every individual abiding in or longing to have a home in Addison. 

Our team consists of highly trained professionals who understand the needs of the people. We deal with a variety of home loans and provide you advice on the best one that suits you without abasing your mind. Our experienced team has the most valuable skills to serve your needs for a home. We understand the visions of our people here in Addison and that’s why we are here timely to serve you.

Qualifications for a home loan in Addison

The qualifications for one to get a home loan in Addison largely depend on the type of loan desired by an individual. As accredited by the government, we will show you the characteristics of each individual loan and so you can know the qualifications needed. As the qualifications are very unique, we will guide you in every step just to ensure you are served rightly. It does not matter whether you are rich or you need a low-income home loan; we serve you uniquely. Here are the different categories;

Federal Housing Administration (FHA) home loans

  • Pocket-friendly down payment of 3.5% down
  • Soft qualifications needed
  • Admirable interest rates
  • Rehab loans readily available
  • You can qualify even if you have higher debt to income

Conventional Home loans

  • Low down payment of 3% down 
  • More friendly PMI compared to FHA loans
  • Low-interest rates with validated scores
  • Free from lender fees.

VA home loans

  • Free from mortgage insurance for Veterans
  • Closing costs cheaper
  • 100% financing for Veterans
  • Low rates that you can find no other for a government loan
  • Very easy to qualify

USDA home loan

  • 100% financing for rurales
  • Reduced interest rates
  • Cheap mortgage insurance cost
  • One has to qualify for income and home location

Which is the best mortgage company for me?

We can safely aver that we have been the best in the past eight years and still are, and will be the best. We are honored to have been awarded as the Top Work Places in the past eight years. We do manage to achieve this just because we dig into improving our services to ensure the best delivery at each specific period. 

In addition, we have been providing award-winning services for the past 17 years. There is no need to gamble your chances of getting the services you need. The best assurance is based on statistics, grounding on this, researches have been done statistically on the company providing the best services where our performance has been outstanding in all ages.

Visit our offices today or find us online at https://prodigylending.com

Contact us today for more loan information!