Government-Guaranteed Loans Offered By Prodigy Lending in Cedar Hill, Texas
The Prodigy Lending lineup is made up of high schooled and experienced home loan experts all over the United States. Our team has committed itself to offer first-rate quality service for all your mortgage-related needs. Our mortgage professionals have sharpened their experience over the years and will offer the best guidance on the necessary Cedar Hill home loan requirements and work with you step by step until you get the mortgage that meets your conditions and quenches your expectations. In case you are purchasing your dream home or your first home, consolidating debt or refinancing a loan that is already in existence we have the best loan programs to meet your needs at the lowest rates possible.
We have bad credit home loans in Cedar Hill and low-income home loans that might interest you. Study the options below before contacting our experts to guide you through the process of the home loan selected.
VA HOME LOAN
The VA home loan is a no mortgage insurance loan where they allow for 100% financing. You can easily qualify for the VA home loan since the rate attached to this loan are rank it the best government loan program. VA loan closing costs are lower compared to other bad credit home loans in Cedar Hill.
CONVENTIONAL HOME LOANS
The best features attached to the conventional home loan include a low down payment of up to 3%, no lender fees, and a smaller PMI compared to FHA loans. The conventional home loans have flexible terms of 30, 20, 15 and 10-year mortgages. You qualify for lower interest rates if your scores pass the stage of approval.
With a higher debt to income ratio and a down payment of as low as 3.5%, you can easily qualify for the FHA home loans. The FHA home loans have affordable interest that is enticing to our clients. The FHA home loans offer rehab loans which allow a client to purchase or refinance and as well as renovate their homes through a single mortgage instead of applying for multiple mortgages.
USDA HOME LOANS
Just like the VA loans, 100% refinancing is allowed for on the USDA home loans. If your home location and your income qualify, then the USDA is a perfect home loan for bad credit in Cedar Hill. The best advantages attached to the USDA home loan include zero down payment, low cost for mortgage insurance and low-interest rates as long as the loan is for 100% financing.
The key goal at Prodigy Lending is forming a lasting relationship with all our customers so that we are able to continually offer our services year after year. We store our client’s information in the most secure manner since believe in mutual trust. You can speak to any of our mortgage experts by calling us directly or making use of the interactive instruments provided at our site.
Contact us today for more loan information!