Conventional Loans Offered by Prodigy Lending In Lillian, Texas

 

About Us

In the Prodigy Lending team, professionals from all over the United States work together to provide you with dependable mortgage services. Here, you can find loan programs which are applicable in your area at the lowest rates. Mortgage professionals who have many years of experience are available to help you. They provide personalized attention to advising you on how to qualify for a home loan in Lillian that meets your desires. The skillful loan officers perform personal consultations to help you to buy your dream home or first house. They can also assist you to consolidate your debt or refinance a current loan. All these services are provided at the lowest rates.

GET THE BEST MORTGAGE LOAN FOR YOU!

CONVENTIONAL HOME LOAN

The conventional home loan is available with a low down payment of only 3%. It also attracts low Private Mortgage Insurance (PMI) premiums when compared to the Federal Housing Association (FHA) loan. There are many different payment period terms to pick from in this loan. That’s because you can pick from 30, 20, 15 or 10-year mortgages. If your credit score is approved, you can access low-interest rates on the conventional home loan. Lender fees are also not applicable. 

FHA HOME LOANS

Within Prodigy Lending, we also offer FHA home loans for bad credit in Lillian. They require a low down payment of 3.5%. It is easy to qualify for this loan. Its interest rates are affordable. Also, there are rehab loans on offer. To qualify for this loan, it is necessary to have a higher debt to income ratio. 

VA HOME LOANS

With the VA home loan, applicants receive 100% financing. Mortgage insurance is not required. Qualifying for a VA loan is straightforward. The closing cost for this loan is low and we provide the best interest rates for this government loan. 

USDA HOME LOAN

Are you wondering, can I get a home loan in Lillian? At Prodigy Lending we provide the USDA home loan with 100% financing. There is a low-interest rate with absolutely no down payment. When it comes to mortgage insurance, the cost is low too. For an applicant to receive the USDA loan, they have to meet the minimum income level. Also, they have to fulfill the home location requirements.

Within our company, the ultimate goal is to establish a long-lasting relationship with our clients. This assists us to continue providing them with good services for years to come. We keep your information private and secure. This is in stark contrast to other larger, national mortgage companies. Due to this method of operation, our name is well trusted.

If you would like to talk with a mortgage professional who is experienced and highly knowledgeable, call us. There are also some other interactive tools offered on our website that you can utilize to get in touch with us. We look forward to connecting you to your dream home!

– The Prodigy Lending Team

PRODIGY LENDING HAS DELIVERED AWARD-WINNING SERVICES FOR 17 YEARS RUNNING!

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THE GREATEST WORKPLACES IN THE USA

Over the last 8 years, Prodigy Lending has consistently earned the prestigious award of Top Work Place. We are humbled to receive this award. Our dedication to excellent working conditions is inspired by this award.

Attain the Most Affordable Rates For a Home Loan

Our home loans have the lowest, most current rates today. We offer a collection of low-cost mortgages in our home loan center. They are versatile because you can use them for refinancing or purchasing a house.

In the United States, we are known as one of the top mortgage lenders. Our home loan program is guaranteed to deliver a suitable mortgage option.

Interested in refinancing using a lower mortgage or simply buying a new home?

Today’s conditions in the market dictate the current mortgage rate. These conditions are fluid. Thus, fill out this short form to get a clear, no-obligation quote. 

Contact us today for more loan information!